Earlier, we asked what topics you wanted us to cover, and one thing came through clearly: many of you want help understanding where to invest.
So here we are with our very first: Ask Vested Anything: Global Funds Edition.
If you’ve been curious about global funds, how they work, how to choose them, or how they can help diversify your portfolio, this is the perfect place to ask.
And this is a great time to start exploring.
Vested has added Global Funds (UCITS funds) to the platform, managed by some of the world’s largest asset managers, including Fidelity Investments, BlackRock, JPMorgan Asset Management, Morgan Stanley Investment Management, and others, giving you access to globally managed strategies across markets, sectors, and geographies.
Currently, around 50 funds are live, and 500+ more funds are in the pipeline, expected to be available for investment over the next week or so.
No question is too basic. Ask us anything by clicking the link, and our team will go through your questions and help you navigate your global investing journey with clarity.
Let’s learn, grow, and build smarter portfolios together.
Hey, welcome to the community, Yash. Great to have you here.
On your question about the new funds:
You can find the full list here. We update this sheet roughly once every month as new funds get added.
Also, if you are logged into the app, you can explore everything directly under: Global Funds → Explore – That section always shows the latest available funds.
If you are looking for something specific or need help navigating the list, just ask here.
There is no additional platform fee specifically for investing in Global Funds on Vested as of now.
There are two things to keep in mind though:
1/ Forex charges - Whenever you invest internationally, your INR is converted to USD. Banks or remittance partners charge a forex conversion fee, which applies whether you invest in stocks, ETFs, or Global Funds.
2/ Brokerage (based on your plan) - Depending on your Vested plan, there may be brokerage charges for transactions. You can check the details here.
That’s pretty much it from the Vested side. Also, the funds themselves have an expense ratio (charged by the fund house like Fidelity, BlackRock, etc.), which is already built into the NAV, so you do not see it as a separate charge (similar to Mutual Funds in India).
On CAGR, there isn’t a single “typical” number for Global Funds. It really depends on what you invest in. But to give you a rough sense:
1/ Broad global equity funds (US/global indices) - Historically, these have delivered around 8–12% CAGR in USD terms over long periods.
2/ Thematic or sector funds (AI, tech, healthcare, etc.) - These can be higher, sometimes 12–15%+, but with much more volatility. Returns are not consistent year to year.
3/ Balanced or multi-asset funds - Typically lower, in the 5–8% range, but more stable.
One important thing from an India perspective: Your returns also get impacted by USD vs INR movement. Over long periods, INR depreciation has added ~2–4% annual tailwind, which can lift overall returns in INR terms.
So instead of looking for a fixed CAGR, it is better to think in terms of:
What kind of fund (broad vs thematic vs balanced)
Your time horizon (5+ years ideally)
How much volatility you are comfortable with
Also fund details with returns - you can find here