Citigroup Q3 2026: Key Financial Highlights
Citigroup reported a strong third quarter, with higher revenue and profits across several of its businesses.
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Revenue: $23.8 billion, up 8%
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Net Income: $5.2 billion, up 40%
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EPS: $2.85, up 53%
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Loans: $820 billion, up 12%
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Shareholder Returns: $4.1 billion through buybacks and dividends
Revenue Growth and Operating Expenses
• Net interest income rose 14%.
• Operating expenses fell 2% to $14 billion.
Credit Losses and Loan Growth
• Deposits grew 9% to $1.5 trillion.
• Provisions for credit losses increased 6% to $2.6 billion.
Citigroup’s Business Segment Performance
• Services: Revenue up 15% to $6.6 billion.
• Markets: Revenue up 6% to $6.1 billion.
• Banking: Revenue up 6% to $1.7 billion.
• Wealth: Revenue up 15% to $3.3 billion.
• U.S. Consumer Cards: Revenue remained flat at $4.7 billion, while net income fell 8%.
Capital Position and Shareholder Returns
Citigroup’s CET1 capital ratio stood at 12.8%, down from 13.3% a year ago. The bank returned $4.1 billion to shareholders through buybacks and dividends.
Key Takeaways
Citigroup’s growth was driven by Services, Wealth, Markets and Banking. However, weaker profitability in U.S. Consumer Cards and rising credit loss provisions remain important factors to watch.
To read the full analysis, click: Citigroup Q3 2026 results: Net income rises 40% as revenue is up 8%