The big difference
- Passive funds track an index, keep costs low and aim to match market returns.
- Active funds rely on fund managers to pick stocks, adjust allocations and aim to beat the benchmark.
The long-term reality
Nearly 71% of euro-denominated active global equity funds underperformed the S&P World Index in 2025. Over 10 years, that number jumped to 98.4%.
So when does active make sense?
Active funds can be useful for emerging markets, structural themes like AI and semiconductors, tactical risk management and global fixed income.
The smart middle ground?
A passive core + selective active allocation can offer broad market exposure while leaving room to capture specific opportunities.
Read the full blog, here: https://vstd.pro/4zp9F8l