What was your split between India/US when you initially started, how much is it today, and are you leaning heavily on domestic opportunities, or betting more on US stock market for the next 3 years?
I’m trying to understand strategies and thoughts behind decisions.
I started investing back in 2022 with 95% in Indian stocks and just 5% in the US market. Over time, I’ve shifted to 80% India and 20% US. My goal now is to reach a 70:30 split between India and the US.
I think this balance gives me the best of both worlds – India’s growth story and the US’s stability and innovation. It feels like a good mix to take advantage of opportunities in both big markets.
It is 80:20 today and I am looking at 50:50 in next 3 years
Its 90:10 now, planning to inc it systematically to 60:40 over next 3 years
For me, its quite different than most folks from India. Its 80% in US stocks right now and 20% in Indian. Split between both. Interestingly I have got almost 4x better returns than Indian markets from the US market.
I believe I’ll keep the ratio same over the period of 3 years considering better global exposure and stability from US markets.
For me ratio is 10:90 as IMHO the return US market has given to me compare to Indian market is mind boggling
Mine is 100% in only US. Indian market dependent on US, so I went all in on US stock. Moreover news coverage on companies is lot better in US which helps you to take decisions. I don’t see much news and the deals happening in Indian companies
I realised the same too late. I was 100 peecent india. Now about 40 percent global. India makes up only about 15 percent of the global indices. I decided to allocate even less to India since I will already get some in global index funds. Plus, Indian market is the most expensive in the world. That won’t end well for the next decade. Much better opportunities out there
When I first started investing, my portfolio was almost entirely focused on Indian stocks — about 90% India, 10% US. But over time, I’ve been increasing my US allocation. Currently, I’m at 75% India and 25% US, and looking to gradually shift towards a 60:40 split in the next 3 years.
One of the key reasons I’m leaning more towards the US is the opportunities in sectors that are either unique to or more developed in the US market. For example, the tech sector in the US, especially in areas like AI, cloud computing, and semiconductors, offers huge growth potential. Companies like Nvidia, Apple, and Alphabet are not only leaders but innovators, setting global trends. I also see strong potential in US healthcare, with the ongoing advancements in biotechnology and pharmaceuticals that are shaping the future.
India is still my core focus due to its growth story and emerging market opportunities, but sectors like tech, healthcare, and financials in the US are too compelling to ignore, especially given their global impact.
I started investing in 2021. I am currently at 90% India and 10% US. For the three-year strategy, I will first observe the Trump administration’s policies and their impact on markets in 2025. Then, I will decide.
Makes sense. Trump is like a two-edge sword in my opinion too. But I feel if waited too long for positive policies, won’t have much room for growth/returns.
Yes, I agree. I want to see the first few months of 2025. He looks all set for some significant changes in global policies, some of which may be favourable to industries and others may not.
For me, I started in 2020 with a very small portfolio. Less than 5%. Over time I grew more confident as I spent time going through the numbers. Now us stocks is at 20% of my portfolio and I am going to keep increasing it till it is 50%.
The main reason is the hedge against INR and getting access to companies & sectors where innovation is happening globally instead of in India.
I have been investing since 2020. In my beginning I did the opposite. I took a big position in the US market because I knew our Rupee would always be devalued and Technology stocks had got at lucrative price. Today my US portfolio and Indian portfolio is 50 - 50 weightage.
I have invested in Indian stocks in industries like insurance, housing finance, metals, energy , real estate and in US market I have invested in industries IT, Healthcare stocks.
What’s your return on healthcare stocks? And which stocks do you recommend?